Services


We are a team of career bankers and understand the lay of the land and the policies of various institutions. A case which is strictly ‘No-No’ in one institution might be welcomed in another. In order to widen the loansifarish ecosystem, we have tied up directly or indirectly with all types of lenders including but not limited to Public Sector Unit Banks, Private Banks, Multi National Banks, real estate funds, Non banking financial companies, ARCs and other institutional lenders.

Across this network of private & institutional lenders, we cover a host of products including but not limited to Home Loan, LAP, Term Loan, Working Capital loan, Private Equity, etc. We also undertake debt syndication activities and raise funds for MFIs and HFCs. With 10 lac crore loan accounts turning NPA, we also advisory on restructuring of stressed accounts.

We understand that various lenders have their own advantages & disadvantages. A small brief about various types of lender is given below: 

We have tied up directly and indirectly with PSU, pvt Banks, NBFC, Real estate funds, and some Pvt. Investors. This helps us provide a host of products from Home Loan, LAP, Drop line OD, builder finance, Private Equity, and a lot more. Please feel free to contact us to understand more of our products..




PSU




The BM has a lot of power. He can sanction files at his own end.





      • For smaller cases, the TAT is minimum.







      • For larger requirements, they are ready to take logical risks.







      • Their rates of interest are generally very low.







      • If the requirement is larger, the TAT may be high. So, the process can be time consuming.







      • You must commit a TAT to the customer accordingly







      • Also, the Sifarisher may not expect any payout in such cases.









PVT &




Their TAT for any requirement is generally the same.








            • They aggressively pursue cases and are ready to accommodate customers, where they see potential.













            • Their rates are also very competitive. Especially MNC Banks rates for certain products like LAP are very competitive.













NBFC




Their TAT is minimum. They have a higher risk apetite as compared to pvt. Banks.




    • They may take aggressive calls on issues related to past record, collateral type, ITRs, etc.





    • Accordingly, the rate of interest charged by them are generally higher than Pvt. Banks.









OTHER




These are either








            • Pool of HNI funds, managed by professionals, or













            • Arms large of Pvt. Equity, venture capital funds













            • Asset Reconstruction Companies.







They invest in Debt, Equity & Mezzanine structures. From seed capital to Private Equity to Asset reconstruction consulting, everything is available.
Their TAT is high as due diligence involved is higher. Their costing is negotiable, though it is mostly towards higher side.